PhiCommerce supports link based payment wherein payment is possible by clicking on payment link received on email and SMS

This model is mainly termed as Invoice based payment solution by Phicommerce

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PhiCommerce Supports Split Payment through Invoice. Here one order is created with total amount but multiple transaction can be done until payment for entire amount is completed.
i.e if order amount is 50000, then payment can me made say 10000 in 5 installment

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Invoice can be created/updated/deleted using Dashboard also as well as using API, we also support bulk invoice generation from our dashboard, you can upload the file and once the file is processed link will be generated and will be sent to customer to make an payment