UPI

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Rate limiting Enabled-We process only 20 request/seconds from same IP

Phicommerce supports UPI payment using VPA ID often called as collect request and through QR also.

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We support both Dynamic and Static QR transaction

For PayPhi Hosted checkout page every time new payment is initiated QR will be generated and displayed on payment page - this is Dynamic QR, for merchant hosted checkout flow merchant should send PhiCommerce the VPA ID.

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Note: For testing you can always use 9552012231@upi or test@ybl as VPA

Click on the below link to explore the API endpoints

API endpoints

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Note: Secure Hash is to be always generated and passed in request message. After generating the Secure Hash if you wish to change any parameter then again the secure hash has to be generated

click to read more Generate Hash Details




Body Params
string
required
Defaults to I_00001

MerchantID used to do transaction, use default

string

use this paramter if you want to integrate as aggregator,If aggregator is attached to your MID then Passing this value is mandatory, Please change MID to I_00002 if you have aggregator attached and use Aggregator ID as A_00001

string
required
Defaults to cscscsfegrbr

Unique rerefernce number sent by merchant, this has to be unique for every transaction

number
Defaults to 51

Transaction Amount

number
Defaults to 356

Transcation currency, 356 is for INR

number
Defaults to 1

use default value 1

string
required
Defaults to UPI

Mode of Payment, Always use Default value

string
required
Defaults to test@ybl

Customer VPA

string
required
Defaults to [email protected]

Return Url to post back response, if this is not passed then url configured for merchant will be used, this might have been given at the time of onboarding

string
Defaults to https://sandbox.api.phicommerce.com/pg/api/merchant

Return Url to post back response, if this is not passed then url configured for merchant will be used, this might have been given at the time of onboarding

string
required
Defaults to SALE

Type Of Transaction, Use Default Value

string
Defaults to 20261110171943
number
Defaults to 9999999999

Customer Mobile No, use default value incase Mobile Number is not present

string
required

Pass Application number , this is not needed in UAT and Live environment, this is echoed back in response

string

Additional value of the transaction, this will be echoed back in transaction

string
required

lick to generate the Hash, Hash will be calculated and copied , This is used to authenticate the request coming into Phicommerce PG

Response

Language
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Response
Click Try It! to start a request and see the response here! Or choose an example:
application/json
apps-fileview.texmex_20251104.05_p0 temp.txt Displaying temp.txt.